Breakdown Cover
- pbar
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- Car(s): Capri 2.0 Laser, frequent driver.
- Location: North-West
Re: Breakdown Cover
One thing many people may not realise is that your bank may offer breakdown cover. Mine does, for £12 a month, and it's personal cover so doesn't matter what car you are in. Bizarrely, I think it includes other things too such as losing your mobile phone.
- D366Y
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1993 Fiesta 1.1
Currently full up and no more space but I still want a 2.8... - Location: Buckinghamshire
Re: Breakdown Cover
If you have a premium account or razz like that I think it's quite common - had a mate break down once and luckily someone in the car had it so used it, pretty handy and for £144 quid a year is cheaper than most traditional breakdown cover!
A wise man once said... "you can never have too many capris - buy another"
It's me, I'm the wise man.
It's me, I'm the wise man.
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Re: Breakdown Cover
Exactly. I didn't think I'd have to declare them as modifications on the grounds that they are not giving a huge increase in performance and, for example, replacing a VV with a 34ICH is pretty much an equivalent carb. It's not like it has a new engine or something in it. However, having done a bit of research online and speaking to them on the phone, they said anything that wasn't original fit needed to be declared.pbar wrote: ↑Wed Aug 21, 2019 11:28 amThat's very interesting, I bet many on here have done modifications much greater that those and haven't thought they where important enough to warrant declaring them.tejb1 wrote: ↑Wed Aug 21, 2019 10:02 am I had a moment a while ago when I realised that I hadn't got all the 'modifications' listed. Although for me this is simply a K&N filter and a Sportex exhaust (and a 34ICH carb instead of a VV), I did a bit of reading up and discovered that even if wholly unrelated to the accident, it's possible to have the insurers refuse to pay out if you haven't declared such things. It put my premium up by £15 but at least I'm fully insured.
It doesn't surprise me that insurance companies do all they can to wiggle out of paying when you need them to. Insurance is supposed to give you total peace of mind, it's anything but that.The system needs a complete overhaul.
Unfortunately, as you say, insurers are notorious for avoiding paying out. If someone, say, put an upgraded interior in, didn't declare it, then went into a ditch, they'd struggle to show that the interior caused them to have the accident, but would cause difficulty in getting the payout no doubt.
- Andrew 2.8i
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Re: Breakdown Cover
The breakdown cover is more than I'm paying for insurance on both cars!Lord Flasheart wrote: ↑Thu Aug 22, 2019 5:58 am Blimey, is that renewal just for breakdown cover or actual car insurance ??
That renewal price is for personal cover, so I'm covered whatever I'm driving or am a passenger in. That's with home start, relay and stay mobile.
Andrew.
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Re: Breakdown Cover
OuchAndrew 2.8i wrote: ↑Thu Aug 22, 2019 5:48 pmThe breakdown cover is more than I'm paying for insurance on both cars!Lord Flasheart wrote: ↑Thu Aug 22, 2019 5:58 am Blimey, is that renewal just for breakdown cover or actual car insurance ??
That renewal price is for personal cover, so I'm covered whatever I'm driving or am a passenger in. That's with home start, relay and stay mobile.
Andrew.
Re: Breakdown Cover
Just had my renewal for the Capri from Start Rescue £47.49!
Not had to use them yet so not sure what the service is like as/when required.
Not had to use them yet so not sure what the service is like as/when required.
- Andrew 2.8i
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Re: Breakdown Cover
Hmm, a big difference between the two quotes. What cover is included for £47.49?
Andrew.
Re: Breakdown Cover
Hi Andrew,Andrew 2.8i wrote: ↑Mon Sep 02, 2019 4:19 pmHmm, a big difference between the two quotes. What cover is included for £47.49?
Andrew.
It's the 3 star option https://www.startrescue.co.uk/breakdown ... gLto_D_BwE
- Andrew 2.8i
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Re: Breakdown Cover
Well, I finally got around to doing the dance with the nice man from the AA.
He did say that as I've only been with them for 3 consecutive years, I wouldn't be entitled to the same sort of loyalty discount that long-term members would get. However, a 16.66% discount was definitely worth five minutes of my time.
Andrew.
He did say that as I've only been with them for 3 consecutive years, I wouldn't be entitled to the same sort of loyalty discount that long-term members would get. However, a 16.66% discount was definitely worth five minutes of my time.
Andrew.
Re: Breakdown Cover
It's better to have any amount of money in your pocket than theirs AndrewAndrew 2.8i wrote: ↑Thu Sep 19, 2019 6:11 pm Well, I finally got around to doing the dance with the nice man from the AA.
He did say that as I've only been with them for 3 consecutive years, I wouldn't be entitled to the same sort of loyalty discount that long-term members would get. However, a 16.66% discount was definitely worth five minutes of my time.
Andrew.
Paid for mine last week along with car insurance so all sorted for another year
- Jasonmarie
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Re: Breakdown Cover
Every penny counts . Always pays to ring
Ford Capri 2.0 Laser 1987 Mercury Grey .......
- Andrew 2.8i
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Re: Breakdown Cover
I've saved enough money to have my wheels powdercoated. Mrs Jasonmarie told me that she knows somewhere that can do it for £10 a wheel....
My Insurance renewal is due next month. That's something to look forward to!
Andrew.
- Jasonmarie
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Re: Breakdown Cover
So, he was a nice man, but not a very very nice man!Andrew 2.8i wrote: ↑Thu Sep 19, 2019 6:11 pm Well, I finally got around to doing the dance with the nice man from the AA.
He did say that as I've only been with them for 3 consecutive years, I wouldn't be entitled to the same sort of loyalty discount that long-term members would get. However, a 16.66% discount was definitely worth five minutes of my time.
Andrew.
- Andrew 2.8i
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Re: Breakdown Cover
You're showing your age there Tom!
Andrew.