Scam fee or what?andyd wrote:Renewal Fee
Andrew.
Andrew 2.8i wrote:Scam fee or what?andyd wrote:Renewal Fee
Andrew.
Sorry Andy, I misread it...it actually says "Renewal Transaction Fee"...andyd wrote:Renewal Fee ....That's a new one
andyd wrote:I would go for at least £7000 wherever you look
Paul G wrote:I'd have thought your car was worth more than that. Several Lasers have been advertised for a lot more (whether they got their price is a different matter) and none of them would have held a candle to yours.
Thanks very much for your comments guys. It always hard to put a value on your own car as to me B112 is completely priceless !! Its good to have an idea what sort of figure I should be looking at. Between £7-£8k sounds like a sensible value for a 2.0 Pinto in nice condition.Andrew 2.8i wrote:As for value, I'd agree that £7-£8K would be bang on.
When I did it I had to say I wanted to do an agreed value with them, they sent me a form to fill out and I had to provide a lot of information to them, as well as pictures and the work I had done to the car and old them the price I wanted to agree it at (£5k last year) and they just sent me a letter back agreeing to it all basicallyFordoholic Nick wrote:
Thanks very much for your comments guys. It always hard to put a value on your own car as to me B112 is completely priceless !! Its good to have an idea what sort of figure I should be looking at. Between £7-£8k sounds like a sensible value for a 2.0 Pinto in nice condition.
So can anyone please explain how agreed valuations work as I am guilty of not sorting this previously. Meant to do it last year but completely forgot to get onto them. Just looked at my existing premium and it has a value of £2900 !!! Time to get this sorted now methinks ! So do you have to send in pics of your car or get an approved valuation from a car club like CCI to get an agreed valuation. Or do you just barter a value with them ? Is the value that "I" put on the quote just that...my valuation, so I need to actually get this confirmed as the official agreed value ?
All the best
Nick
Most Insurers ask for 6 photos of the car; Front, Rear, O/S, N/S, Interior and Engine Bay.Fordoholic Nick wrote:
So can anyone please explain how agreed valuations work as I am guilty of not sorting this previously. Meant to do it last year but completely forgot to get onto them. Just looked at my existing premium and it has a value of £2900 !!! Time to get this sorted now methinks ! So do you have to send in pics of your car or get an approved valuation from a car club like CCI to get an agreed valuation. Or do you just barter a value with them ? Is the value that "I" put on the quote just that...my valuation, so I need to actually get this confirmed as the official agreed value ?
All the best
Nick
Unfortunately, the wrong person is already in power, and she wasnt elected. Seriously the Tory''s plans for the sick and disabled, as well as their obsession with snooping into our private lives, means we are already there, yet the public stay silent and take it. Same thing is going on in the States with Trump and his band of merry fascists. We need a revolution and throw these people in jail.Major_Tom wrote:Just a license to print money isn't it. I've had my Capri since 2004, never written off a car, never killed anyone or had a health-related problem with driving. On top of that, modified insurance... well.. that's good isn't it? It's good you drive a classic or a modified car, it means you're interested in motoring and are less likely to have an accident. How many modified cars, let alone classics, end up written off? It's off the shelf 200bhp cars or runabouts driven by people who aren't particularly interested in driving that end up in the scrapyard, not appreciated classics that someone has spent years and thousands of pounds on.
Slightly off topic, I changed address and had to tell the DVLA about mental health and now I have to renew my license every year?! What the hell. You try and do things legally and correctly and gett shafted up the arse for it. I probably wouldn't have an accident or end up in court and nobody would know if I had lied or not! Be honest and get shafted for it. Keep it from them and get your insurance and license taken off you if they find out. Maybe even a fraud conviction. Not a great incentive is it. It is a bit scary how much like a police state we are turning into. If the wrong person got into power, the tools of dictatorship and ready made.
Thanks for the advice guys, you're the best. Will try Clare at A-Plan and FJ on monday.
On a good note, got my girls Escort running and ready for an MoT next week! Which is good because now my Capri can go in its place on the farm. At least I have somewhere to put it.
In the end I went with a Motor Traders Policy. In the mid 2000's my dad was paying £600 a year for his van as the sole driver etc and I was paying similar for a 1993 1.4 Fiesta third party. the MTP was £1000 yr and covered both of us to drive most cars, so it was a no brainer. I have long said that they should do away with Comprehensive insurance, certainly for under 21's..it would teach them that if they break it, they have to pay for it!Major_Tom wrote:Just a license to print money isn't it. I've had my Capri since 2004, never written off a car, never killed anyone or had a health-related problem with driving. On top of that, modified insurance... well.. that's good isn't it? It's good you drive a classic or a modified car, it means you're interested in motoring and are less likely to have an accident. How many modified cars, let alone classics, end up written off? It's off the shelf 200bhp cars or runabouts driven by people who aren't particularly interested in driving that end up in the scrapyard, not appreciated classics that someone has spent years and thousands of pounds on.
I had an issue with my insurance company recently when I emigrated. I was paying monthly and about 2 months before leaving I got rear ended. It hit my towbar so my car was mostly fine (it bent the striker plate into the bumper which I straightened out myself) and while I reported it for the sake of claiming off HIS insurance for any injuries or repairs, nothing was ever done bar sending me to a whiplash specialist. Well a short while after I sold the car and cancelled the policy, they wanted something like £500 off me to cancel it because I had an outstanding claim. I said it was a no fault claim and if they want that money to contest it with the other drivers insurance. So after some huffing and puffing that it what happened. I still had to pay a cancellation fee, and with hindsight I wish I'd charged them a "transaction" fee for that!fearthecat wrote: I imagine that the negligible cost of them receiving a payment (less than 50 pence) and the cost of a telephone operator entering your details for 15 minutes (£2.50) and posting you a certificate (£1 approx) won't be mentioned in any explanation of a £40 charge. I'm also estimating high for their costs as the actual figures are likely to be a lot lower.
But, but...he's making America Great Again!Arya2.0S wrote:
Unfortunately, the wrong person is already in power, and she wasnt elected. Seriously the Tory''s plans for the sick and disabled, as well as their obsession with snooping into our private lives, means we are already there, yet the public stay silent and take it. Same thing is going on in the States with Trump and his band of merry fascists. We need a revolution and throw these people in jail.
In the absence of a reply from Tom, I took the liberty of checking. Sadly, it looks like his Capri is currently on SORN, so I'm guessing the insurance renewal didn't go too well.andyd wrote:How did you get on with this
Not quite, but almost right!Mc Tool wrote:but if the other driver ( at fault ) has no ins you get nothing ( have I got that right ? )
Maybe he just hasn't taxed and insured it .......Andrew 2.8i wrote:In the absence of a reply from Tom, I took the liberty of checking. Sadly, it looks like his Capri is currently on SORN, so I'm guessing the insurance renewal didn't go too well.andyd wrote:How did you get on with this
Andrew.