I'm 17 and I gotta have the coolest car at school

[ENGIVAL]

please help the ford capri live on into a new generation, please sell me your 1.6 ford capri.

looking for a nice capri with mot.

cheers, matt.

[mickycapri]

No offence man but the insurance would kill you, I'm 21 and I'm paying 1200 a year. If you can afford the insurance then go for it. Getting out of driving instructors car into my 2.1capper is fun fun fun

[Sammy]

lol i did an insurance thing today and it came out too £4700

[capri_sam]

Screw what the insurers say, get your preferred parent insured as the main driver and then get yourself on as a named. Try Adrian Flux, they are more understanding than others and will be willing to put you onto a limited milage policy (5k a year should be enough at your age). Join CCI (capri club international) as well. Otherwise the co-operative are surprisingly helpful for insurance. As a final shot, if you are rural have a word with the National Farmers Union. If you can get insured with them, they do look after their own, especially in the current economic climate. I would be really surprised if £4,700 was the cheapest you could get insured for, even at 17!

[markd]

hey your not wrong it WILL be the most awesomeness car ever to have at school.
im 19 and after a year of driving an escort got a capri, but make sure you get a good one as i havent drove mine on the road yet, doing a mini resto.
oh insurance it will be high even for a 1.6 for first year of driving, but after the 2nd year of driving im quoted £800 phew
good luck with a purchase of a really nice looking car.

[MrCox]

Nice to see another young person buying one of these epic cars!
I am 19, held license for two years, insurance £1000. Check insurance first on the car before you buy it! Would be a shame to fork out lots of money on a nice Capri and then not be able to drive it!
Plus when looking, bodywork over mechanical issues. Engines are easy to fix and replace, bodywork and rust is not so much. Good luck!

[Huw]

... get your preferred parent insured as the main driver and then get yourself on as a named. ...

Dicey.

I'd rather take the risk and drive uninsured.

It's a lot cheaper ... and you're in exactly the same amount of shit if you get rumbled.

[Toxcity]

If you can get over the high insurance then go for it buddy.
I'm 18 and paying 2k for my first year of driving.

[scott585]

When i was 18 i had a 2.0 Laser and got had a stupid insurance quote like that, so i restored it and sold it to only go and buy a 2.8i special 9 months later for restoration now i am 21 and have an imaculate 2.8i special which is a extremley early one, though the insurance is still expensive its just a better more fun vehicle.

[sotonsaint]

It will easily be the coolest car in school!

Never understood young people having insurance problems, I was 21 when I got my first cappa (4 years ago) and insurance with Direct Line cost me £650 for a 2.0 Laser, my first ever car. It's gone steadily down to less than half that amount ever since.

[Major_Tom]

Soton you're 4 years older, that's why you get a reasonable price! When I was 17 I simply couldn't get a Capri, it was a dream. THey wanted £2000 a year for an unmodded 1.6! Now 12 years on.. shit I'm getting old.. I pay £450 fully comp with mods and cons on a 2.0.

[ENGIVAL]

haa. ok, thanks for all the replys.

seems alot of you are worried the insurance is going to be too much. Lets just assume i can aford it

i got a quote as a named drive on my parents- came out as £1100 on a 1.6. Which isnt too bad, sainsburys pay me about that each year, lol

but to be honest i think i might be slightly obsessed. i NEED a capri. My dad insists on a MK1 golf, and for a while i agreed it might be a little more reliable...but then i saw a 1.6 laser parked near my house...

[Strigon Two]

Granted insurance is expensive, but youre young - thats the hard truth of it. Everyone has to start somewhere - youve got to prove to them that youre a safe driver, and that takes years of driving.

So yes.....expensive. But getting caught without it is even more so.

They can crush the car if they want, which has happened to an idiot I knew. Thats one less Capri on the road.

Think carefully about how much your car is worth to you before driving without insurance. Sorry to be a killjoy, but it only takes one license plate check.

[capri_sam]

... get your preferred parent insured as the main driver and then get yourself on as a named. ...

Dicey.

I'd rather take the risk and drive uninsured.

It's a lot cheaper ... and you're in exactly the same amount of shit if you get rumbled.

Very much doubt it! You'll still be able to drive as a named, and since you aren't commuting, just learning, you'll be fine- basically as long as you still live at home and the car is kept there there's little the insurance company can do- it's when you move away from home or take the thing to university that you run the risk of being caught 'fronting'.

It's not a crime to be insured as a named driver, otherwise they wouldn't let you do it. What's worse, to be scanned by the fuzz driving with insurance in your parents name, or to be scanned driving without any insurance at all, leading to the car being towed, a criminal record, three points on your licence and to have to be 30 years old before the insurance will touch you on a lawnmower?

[mickycapri]

you could do what i do, i use collingwood and pay for my insurance 3-4 months at a time. they're pretty cool with learner drivers too. insurance will always be cheaper for a learner as you are supervised, wary of driving in a stupid way and you SHOULD have L plated that tell other drivers to back off. so all that makes you a safer driver than a newly passed driver.

[Paul.Yeomans]

My dad insists on a MK1 golf, and for a while i agreed it might be a little more reliable...but then i saw a 1.6 laser parked near my house...

capris are reliable anyway, if you keep a spares set of point dizzy cap rotor and a coil in the boot, thats all that likly to stop it,

or get an electronic ignition and it will probably never go wrong.

im 22 and paid £450 last year TPFT on a 2.0 and im in Birmingham so insurance don't like me too much.

[Huw]

... It's not a crime to be insured as a named driver, ...

Correct, it's not. Provided that your parents ARE the main drivers, and you use it on a more occasional basis.

If you are the main driver and and being insured as being a named driver, YOU ARE BREAKING THE LAW.

If you're comfortable taking that risk, that's cool with me, just please don't crash into me! And pretty please don't whinge if you get busted for it and end up with the criminal record, no car and the sort of points that don't make prizes! I've already been hit by one uninsured driver in my driving career, I'd not like to add to that!

[mk3spitfire]

while i agree that everybody should just bite the bullet and get straight on their own insurance asap, how does an insurance company know if you drive the car more than your mum does ?

when i passed, i was told to buy a banger that i wouldn't mind scraping into posts and hitting kerbs with, because it was going to happen whether i liked it or not. i ignored them, brought my car, and so far havnt had a problem. but it is something to consider. fortunately i can do most of the work on my car on my drive, so if i do prang it, it shoud only cost parts. if you've got to pay a garage to pull a dent out of your precious capri when you can barely pay the horrific insurance each month, its not good times.

if you want the coolest car, just get something that doesnt have 16 exhaust pipes, 400kg of plastic spoilers and skirts, and a 'banging' system that cost more than the car. you'll stand out from the crowd.

i would suggest a classic car insurer, but i found, at the age of 23, a lot wouldnt insure me because of age and because i only have one car. i think in general, a classic insurance policy is generally for cars used on weekends and holidays. i did manage to get insured on classic insurance eventually, and it did turn out at half the price i expected to be paying.

[Ci5tm]

Best bet is to ring the insurance companies up - I used an online price compare site and it came up with hideous prices of £2500 +

I got a call from a company called Endsleigh after about ten minutes of entering my details and they offered to knock £1000 off with student discount and downgraded the cover from comprehensive to third party fire & theft. Which is not ideal but a sacrifice I was more than willing to make as it seemed the only reasonable way to insure my capri. I am 18 and have been driving for about 10 months - Didn't feel comfortable being on mothers insurance (what with it being 'illegal' and all )... but yeah I'm now a proud owner of a 1.6 laser on my own insurance policy. Shows it pays to shop around or at least inquire into this kind of thing, which is hard as shopping for insurance is the most tedious process known to man haha

[benmay100]

Yep, dont worry about insurance. I had a capri when i was 17, with a 1.6